You have rights under the Fair Debt Collection Practices Act No one seemed to care that it was not just fake news but harmful to consumers. Once the 11 word phrase to stop debt collectors was mentioned on television the blog writers took it from there. it was just a marketing ploy to sell more books. Ulzheimer actually lied and said the 11 word phrase to stop debt collectors was found in the book when it wasn’t. The start of the 11 word phrase to stop debt collectors came from John Ulzheimer who was promoting the book “Credit Secrets” on the Larry King Show. Where the 11 word phrase to stop debt collectors came from? in other words, instead of helping you stop debt collectors those websites are using you and actually hurting your true chance of stopping the debt collection. As long as people keep searching for the phrase it will keep coming up on pages trying to sell you services and show you advertisements. Why is the 11 word phrase to stop debt collectors myth still alive? Using the 11 word magic phrase should stop all collection calls but only when communicated to the collector in writing. Remember, verbally telling the collection agency to stop calling does nothing. Just keep in mind that even those magic words will only stop communications. Keep reading for examples of how to use true magic words to completely stop debt collection contacts. It just won’t stop the actual collection process. If all you want to do is stop collection calls, emails, texts, or letters the 11 word magic phrase should actually work. If you could simply utter some magic words to stop them they would never be able to collect. Debt collectors are entitled by law to collect the debt. The answer to why the 11 word phrase doesn’t stop collection actions should be obvious. In case you are wondering what the 11 word phrase to stop debt collectors is supposed to be its “ Please cease and desist all calls and contact with me immediately.” Why doesn’t the 11 word phrase actually stop debt collectors? The truth is that there are no magic words to stop a debt collector from collecting the debt. It was created and perpetuated by individuals and marketing companies to sell advertisements and books. The notion of an 11 word phrase to stop debt collectors is pretty much an Internet myth. Chane has read the Credit Secrets Bible from cover to cover and gives it his highest recommendation.Numerous websites claim there is a magic 11 word phrase to stop debt collectors from collecting debts. His site has helped many people repair their credit and get back on their feet. The Credit Secrets Bible is also backed by a 30 day, 100% risk-free, money-back guarantee.Ĭhane Steiner is a credit repair expert and founder of, the credit repair authority site. The course is available as a home study course and CD or in and instantly downloadable e-book in Adobe PDF format. If you are one of the many people who prefer to repair your credit by yourself, I highly suggest reading the Credit Secrets Bible. The truth is, if you have bad credit you will either completely be unable to get a loan or pay tens of thousands of hard-earned dollars in extra interest, finance charges and fees, etc.Ĭredit repair and education is definitely a must for people suffering with bad credit. In fact, the more they hurt you financially, the more powerful they become. These people are not necessarily trying to mislead you, they just don't know any better, but the truth is starting to come out thanks to the internet.īanks, debt collectors and other financial institutions build massive corporations by keeping you in the sub prime gap. You will quite often hear others repeat this misinformation because it has been engraved in their mind. In fact, we have been told this so much that we believe this to be fact. They will tell you the only thing that can repair a bad credit report is time. The banks and credit bureaus want you to believe that once your credit report is damaged with bad credit marks there is nothing you can do about it. Even if you have already filed bankruptcy, this publication can guide you in reestablishing your credit rating. This educational guide is one of the most comprehensive publications ever compiled in helping you get, keep and repair your credit. It exposes the secrets behind the credit system that the government, the banks, and the credit card companies don't want you to know. It's a must-read book for anyone struggling with debt or credit issues. It's a captivating read that gives step by step instruction to repair and boost your credit rating. The Credit Secrets Bible is the most popular credit repair guide book on the market today.
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